The City of Ocean Springs participates in the Community Rating System Program. By participating in the CRS program, we can reduce the damage caused by floods and the cost of protecting our property from flood hazards. For more information on mitigating flood hazard, please download the Flood Information document . All downloadable forms and documents on the City’s website, except for Meeting agendas and minutes, are in PDF (Portable Document File) format and require the Adobe Acrobat Reader. The Adobe Acrobat Reader is a free download. Homeowner’s insurance policies do not cover damage from floods. However, because Ocean Springs participates in the National Flood Insurance Program, you can purchase a separate flood insurance policy. This insurance is backed by the Federal government and is available to everyone, even for properties that have been flooded. For those interested in the Flood Damage Ordinance adopted by the City of Ocean Springs, you can click here to download and read the document. This is highly recommended for those building new homes or doing substantial repairs and renovations in or near a flood zone.
Useful Links and Information
Click here for the Mandatory Purchase Requirement for flood insurance.
Check here for information on building stronger more hurricane resistant homes.
For the latest flood information please visit www.floods.org